Through our fee only registered investment advisory (RIA) practice, we offer portfolio management of publicly traded securities held in the appropriate number of accounts with an independent custodian.

We use the following five stage process to build and manage security portfolios;

1. Determine your Financial Objectives then quantify those objectives into a long term cash flow forecast.  The dollar amount and timing is based on your expected;

a. Retirement Costs including deferred taxes

b. Educational Funding Requirements

c. Large Asset Purchases

d. Other Life Objectives

2. Develop an Investment Policy Statement (IPS) which encompasses your;

a. Cash Flow Forecast

b. Tax-Deferred and Low Basis Assets

c. Risk Tolerance

3. Setup Required Accounts with Asset Allocation Targets

a. Trust Structure and Taxable Accounts

b. Tax-Deferred Accounts

4. Construct Asset Class Portfolios

a. Fixed Income Portfolio

b. Equity Portfolio

c. Alternative Investment Portfolio

5. Performance Analysis,  Review and Rebalancing

a. Reporting Structure

b. Meeting Frequency

c. Reporting Customization